As the saying goes, when you take from others, you feel indebted. Minamoto Tamako, after returning from Hokkaido, decided not to owe anything to her family, especially not to the Kujo Family, lest she feel a strong sense of moral debt.

It doesn't matter if Mr. Fushimi spends her money, but spending her family's money is a different story. It creates too much pressure on her, making things difficult.

Minamoto Tamako sternly criticized the matter, dragging Fushimi Roku to the bank to transfer ten million back to her grandfather, leaving only ten million in the bank account, still unable to pay the final installment.

In the end, she had initially felt that she couldn't afford this house. If it weren't for Fushimi Roku suddenly coming up with one million as a down payment, she wouldn't have signed the contract at all.

Fushimi Roku looked at Minamoto Tamako's worried face and realized that living off the Kujo Family wasn't suitable, mainly because Minamoto Tamako's moral standards were too high, differing from his.

Who knows how many people would rather become credit delinquents for money and end up on the trustworthiness blacklist? Now, there's an opportunity to get money easily, and although the other party doesn't have a good relationship with him, they're willingly offering money for nothing.

In the past, Fushimi Roku would never have returned the money.

But seeing Minamoto Tamako's worried face about money, he decided to return the ten million he had secretly kept.

Continuously living off the maiden family isn't a solution either. What if the Kujo Family has another scoundrel like Kujo Hikari, then would he kill them or not?

Kujo Mutsumi probably has such a plan, drawing him into the vested interest community, letting him enjoy the benefits, tying him with money and privileges, and unknowingly turning him into a dog of the Kujo Family.

It's like family dynamics where parents have overwhelming rights over their children, demanding them to do various things and potentially humiliating them, or using excuses like 'I work hard to feed you' to impose moral pressure, mainly due to unequal financial conditions.

Parents are the family's income source, and children are 'dependents' until they can be independent. Once children become financially independent and earn more than their parents, those childhood intimidations will vanish. They have the right to say 'no' to their parents, completely freeing themselves from parental control.

To live independently, one must first gain financial independence.

As they left the bank, Fushimi Roku patted Minamoto Tamako's shoulder, comforting her, "Don't worry, it's just money, there are many ways to make it."

Minamoto Tamako didn't agree, feeling that consumption exceeding income capabilities was dangerous: "Maybe we should forget it, this house is really too expensive..."

"It's okay, I'll find a way."

Fushimi Roku never focused on making money before, but now with financial pressure, he's planning to seriously earn some money to get by.

He intends to earn a million within a week to pay the final installment on the house.

Minamoto Tamako said, "You mentioned earlier that it's too late to cash out stocks within a week, and there aren't that many stocks suddenly rising... I think we should let the agency refund the deposit and find a cheaper house."

Fushimi Roku stood next to her at the platform, casually replying, "If we don't pay the final installment under the contract, they'll deduct 25% of the deposit, which is 500,000 yen."

Minamoto Tamako's heart ached upon hearing that, 500,000 yen is equivalent to a small one-bedroom apartment, and just by not paying the final installment, a house evaporated like that. She immediately regretted not stopping Mr. Fushimi from signing the contract earlier.

It's too late for any regrets now.

"What should we do? How are you planning to make money?" Minamoto Tamako asked.

Fushimi Roku hesitated, unsure whether or not to speak, knowing that the ways to make big money in a week are certainly not clean. Seeing his expression off, Minamoto Tamako suspiciously asked, "You're not planning on making dirty money, are you?"

"How can it be called dirty money?"

Before Fushimi Roku finished speaking, the train roared into the station, and they stepped inside, finding seats and sitting together. He continued explaining, "There are several ways to earn a million, the simplest is through foreign exchange arbitrage."

"What?" Minamoto Tamako wasn't very familiar with this area.

"Currently, there's a 0.1 to 0.3 yen exchange rate gap between the New York and Tokyo Forex markets, for example, New York 130.00, Tokyo 130.25. You can buy dollars in Tokyo at 130.25, and simultaneously sell them in New York at 130.00, using TIFFE's dollar and yen futures contracts to lock exchange rate risks. With a unit of one million dollars, each arbitrage earns you 25,000 yen," Fushimi Roku said.

"Eh..." Minamoto Tamako thought there were still such good things in the world, isn't this free money? She couldn't help but ask, "Then where does this 0.25 gap go?"

Fushimi Roku said nothing.

Minamoto Tamako had a bad premonition, asking, "Are you taking advantage of the state again?"

Fushimi Roku turned to pick his ear: "In a few months, the Forex law will be enacted. If we don't seize this now, it'll be criminal later..."

Minamoto Tamako immediately grabbed his arm, shaking it, loudly warning him not to entertain such crooked ideas!

Fushimi Roku's head wagged back and forth, suddenly enlightened, he said, "Got it! There are other ways to make money! Indeed, 1990 is full of opportunities!"

"What?" Minamoto Tamako was taken aback.

Fushimi Roku mentioned something completely unfamiliar to her once again: "With the economic bubble bursting, bad debts are urgently being discounted for acquisition, and it should be quite profitable."

Minamoto Tamako asked, "What does that entail?"

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