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Liu Kun was the leader of these people, as well as the executor of this scam, presumably the chief culprit. However, Qin Fang unexpectedly knew that the truth behind this affair was far from simple.

Though he could use the Mind Reading Technique to know the truth of the matter, it wasn't just about him; it also involved Mother Su and Su Xiaoxiao, so he still needed to let them know the actual truth.

Smack~~ Crack!

Qin Fang completely disregarded the fear and begging of these thugs. With his stick, he broke one arm after another—all were broken. No doubt the hospital was delighted, suddenly gaining over a dozen patients with bone fractures and making a tidy sum.

With each arm he broke, Liu Kun's face grew paler, and his mother, Liu Ying, was simply overwhelmed. Her legs shuddered so much that if it weren't for leaning on her son, she would have collapsed to the ground.

He thought that bringing so many people to collect the debt would be impressive, even if it came to force, they would certainly have the absolute advantage.

But they never expected that this unremarkable-looking young man would be so formidable, almost like the legendary Martial Arts Experts from the tales. In mere moments, he neutralized all the support of him and his mother.

What was even more unexpected was that this young man was even crueler than them—he broke the arms of all these people... Now it was their turn, mother and son.

Li Deliang's face turned white. He tried to hide in a corner near the entrance, seemingly very afraid that Qin Fang would treat him the same way.

Yet, Qin Fang didn't even glance at him. After breaking the arms of his underlings, he carried his stick and headed straight for Liu Kun and his mother.

Mother Su was also dumbfounded. She had been very worried that Qin Fang would suffer a disadvantage, but she quickly realized that her future son-in-law was not only wealthy and influential, but also incredibly tough, taking on more than a dozen people without getting hurt and completely disabling them all.

Of course, when she saw Qin Fang breaking the arms of these men one by one, there was worry in her eyes, but she didn't take it too much to heart.

She knew that Qin Fang had a good relationship with her nephew, Sun Shu. She had no influence with Sun Shu, but Qin Fang was different. Injuring the arms of over a dozen people was nothing if Sun Shu stepped forward; it really wouldn't be a problem, so she naturally wasn't afraid...

Looking at Liu Kun and his mother, she didn't have much ill feeling towards them initially. However, she hadn't expected them to resort to violence when their scam to get the money failed. Her heart filled with anger, and naturally, she did not wish for the mother and son to leave unscathed...

"Don't... don't hit me!"

As Qin Fang calmly walked over, Liu Ying was the first one to break. She collapsed to the ground, begging for mercy from Qin Fang with tears streaming down her face. Her already ugly and made-up chubby face turned into something resembling a Peking opera mask, even more hideous...

Qin Fang completely ignored her. Arguing with such a shrew was pointless, and he preferred not to waste words. Instead, he just quietly looked at Liu Kun, who was pale-faced yet still trying to stand his ground, clenched teeth and all.

Smack~~

However, he clearly overestimated Liu Kun. The moment Qin Fang glanced at him, the young man could no longer hold up and knelt before Qin Fang.

"Don't hit me... don't hit me... I... I was wrong!"

At this moment, Liu Kun was indeed terrified by Qin Fang. He knelt on the ground, knocking his head against the floor continuously, with snot and tears flying; he looked utterly frightened.

This scene made many people present despise him. Not only Su Xiaoxiao and Mother Su thought this way, but even Li Deliang and Liu Kun's underlings thought the same.

The underlings, although afraid and wanting to beg for mercy, had not groveled to the extent Liu Kun had; he was almost becoming a kowtowing insect.

Smack~~ Crack!

However, kowtowing clearly wasn't very helpful. Qin Fang had no intention of sparing him, not even bothering to speak, and directly broke one of Liu Kun's arms with his stick.

"Ah..."

Liu Kun had never experienced such a pain before. When his arm broke, the intense agony made him let out an extremely miserable scream, even more piercing and shrill than those of his underlings...

Of course, Qin Fang was more restrained when he dealt with those underlings, but Liu Kun was different. With that one strike, Liu Kun's arm was practically ruined, and even if it healed, it wouldn't have much strength.

It wasn't that Qin Fang harbored an intense hatred for Liu Kun, but rather, the young man's actions were simply too despicable for him... There are many ways to go underhanded, and high-interest loan sharking is just one of them. But sometimes, this way is just too unconscionable, often driving people to destruction...

Like Liu Kun, who wasn't very old, around twenty, hadn't been involved in high-interest loan sharking for long, yet his Sin Points had already reached over two hundred. That was equivalent to directly killing two people from a neutral or higher faction... If we're talking about causing indirect harm, then the number would be even higher.

In just a few years, he accumulated so many Sin Points without doing any good deeds. How could Qin Fang be lenient to such a person?

Killing him was too much, but crippling him was possible. This could be considered eliminating harm for the people, giving Liu Kun a chance to start over and also earning some Justice Points for Qin Fang.

But Liu Kun clearly wasn't the sort of person who could understand Qin Fang's thoughts. His face was completely contorted with pain, snot and tears streaming down his face, yet his gaze turned even more venomous, gritting his teeth and enduring the pain, almost like he was gnashing his teeth...

"I won't let you off... I'll kill you!"

Even when Qin Fang used the Mind Reading Technique on him, the first thing he sensed within Liu Kun's inner thoughts was this intense desire for revenge.

However, Qin Fang remained very calm. A lowlife like a Level 1 thug didn't even register in his eyes. No matter how much he hated him, it was useless—even if he were given a gun, he wouldn't have the chance to kill Qin Fang—in all likelihood, he'd be killed by Qin Fang in retaliation the moment he tried to aim.

"I know you hate me with every fiber of your being, wish you could kill me swiftly... But I can make it very clear to you that you'll never have that chance!"

Gazing at the extremely resentful Liu Kun, Qin Fang said calmly, and even with a disdainful tone, "Now that your men have been taken care of by me... It should be my turn to settle accounts with you, right?"

Upon hearing Qin Fang's words, Liu Kun's gaze momentarily narrowed, clearly frightened. But seeing that Qin Fang didn't seem to have any further intention of tormenting him, he felt a slight sense of relief.

"What do you want to do?"

But when he heard Qin Fang talk about settling accounts, his nerves tensed up again, vaguely sensing that Qin Fang wasn't planning on letting things slide so easily, which made him all the more afraid. Yet, he could only feign composure and ask.

"What do I want to do? Whatever you came here for today, that's what I'm going to do..." Qin Fang said with a placid expression.

Liu Kun was taken aback for a moment. They had come to collect a debt today, to swindle a huge sum of 500,000 from Mother Su and Li Wenxiu... Was he suggesting that Liu Kun should come up with 500,000 to save his own life?

At that thought, Liu Kun's face turned exceedingly ugly. He may have been a loan shark, but he was far from the actual boss behind the scenes; he was just a small-time leader under the boss.

On a regular basis, he only had tens of thousands in cash to work with. When there was a real need for money, it was his boss who stepped in. All in all, he was not much different from a penniless person.

Moreover, most of the loan shark money had been lent out; there was hardly any cash on hand.

"This..."

At this point, Liu Kun was truly scared. The Qin Fang before him was too ruthless. If Qin Fang demanded an exorbitant sum, Liu Kun wouldn't dare not agree, yet he didn't have the money... He might otherwise end up having another 'part' removed from his body.

"Auntie, how much money did the Liu Family borrow from you back then?"

However, Qin Fang didn't extort Liu Kun as he had expected, but instead turned around and asked Mother Su.

"Ah..."

Mother Su was slightly startled, as she had been just watching the drama unfold, not expecting Qin Fang to suddenly ask her. But seeing Qin Fang's smiling expression, she didn't hold back and replied, "Around 8,000 or so..."

"Has it been ten years now?"

Qin Fang nodded, then casually asked another question.

"Almost, I think it's been twelve or thirteen years now..."

Mother Su nodded; she couldn't remember the details, just a rough date.

But those details were sufficient. Qin Fang turned his gaze back to Liu Kun, "Did you hear that? Twelve or thirteen years ago, your family borrowed 8,000 from Auntie Li... Tell me, how much is needed to repay that debt now?"

"Gah..."

Liu Kun was instantly dumbfounded, and his mother Liu Ying also had an idiotic look on her face, totally not expecting this move from Qin Fang.

In the past, the Liu mother and son would definitely have refused to acknowledge this debt, blaming it all on Old Liu who had died seven or eight years ago, but now they didn't dare to do so.

"Well... if we calculate based on bank interest, over thirteen years it should triple... Three times eight is twenty-four, so that's 24,000... Would it work if I just repay 30,000?"

After all, being a loan shark, Liu Kun may not have had much education, but he had some skills in calculating debts. His mind quickly spun, and he came up with the result.

He even added a bit extra to show his sincerity, rounding it up to a whole number... 30,000 yuan was certainly enough to pain him, but given the unfavorable situation, he had to grit his teeth and bear it.

"Who allowed you to calculate using bank interest rates? Don't you loan sharks operate on the principle of 'borrow nine, return thirteen'?"

But it seemed that Liu Kun hadn't grasped Qin Fang's implication. When Qin Fang very kindly corrected his mistake, Liu Kun and his mother's faces turned completely green... green that deepened to purple, to black! (To be continued. If you like this work, you are welcome to come to Qidian (qidian.com) to cast your recommendation votes and monthly votes. Your support is my greatest motivation.)

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